Tool 1.4

Job Offer True Value Calculator

Break your offer into guaranteed monthly value, variable risk, and one-time components.

Your Current Baseline

Current Monthly In-hand Salary

Take-home amount credited every month

Current Annual Fixed / CTC

Used to estimate your current take-home ratio (tax + PF + deductions)

Offered Fixed Annual Pay

Guaranteed fixed annual amount (not CTC headline)

Variable Pay Target (Annual)

Set 0 if there is no variable pay

Expected Variable Payout Confidence

Annual Benefits Value (Optional)

Insurance top-up, meal card, reimbursements, etc.

Joining Bonus (One-time)

Retention/Relocation Bonus (One-time)

Spread one-time components over

Your offer breakdown will appear here

Fill in your current baseline and the offered compensation, then calculate to see the true monthly value.

Estimates for educational use only — not financial advice. Verify before acting.